money/app/setup/api/settings.php

<?php
use Psr\Container\ContainerInterface as Container;
use Dotenv\Dotenv;

if (file_exists(implode(DIRECTORY_SEPARATOR, [dirname(__DIR__, 2), '.env']))) {
  $dotenv = Dotenv::createImmutable(dirname(__DIR__, 2));
  $dotenv->load();
}

return [
  'base_path' => $_ENV['BASE_PATH'] ?? null,
  'base_url' => $_ENV['BASE_URL'] ?? null,
  'locations' => DI\decorate(function($prev, Container $container) {
    $arr = (array) $prev;
    $arr['base'] = dirname(__DIR__, 2);
    $arr['resources'] = implode(DIRECTORY_SEPARATOR, [
      $arr['base'],
      'resources'
    ]);
    $arr['routes'] = implode(DIRECTORY_SEPARATOR, [
      $arr['resources'],
      'routes'
    ]);
    return (object) $arr;
  })
];